We encourage students and families to supplement their savings by exploring grants, scholarships, and federal and state student loans, and to consider the anticipated monthly payments on their total student loan debt and their expected future earnings before considering a private education loan. However, for many students, a loan is required to get the education they need.
With college costs growing fast, it’s time to borrow smarter.
You’ll choose your repayment option during the application process.
Congratulations to the 2020 Scholarship recipient: James Ivery Jr.
Open an account today! Start Saving now and be ready for the January scholarship announcement.
To be awarded a scholarship, a recipient must enroll at an accredited college or university located in the United States. Applicants must be a member by and be a recent high school graduate (5 years). Scholarships proceeds will be remitted to the winner’s school during the summer before the student attends. The recipient will need to complete a Payment Form that says which school they will be attending, and specifically where at the school to send the award payment.
Do you find yourself spending every cent you get and never saving any money? Saving money is important and heres why:
1. Emergencies. You forgot to put your skateboard away last night and it was stolen. Your parents refuse to buy you a new one because it was your responsibility to bring it in. If you don’t have any money saved, you’ll be sitting at home next Saturday when your friends are at the Skate Park.
2. Current Expenses. Need money for new clothes, eating out or movie tickets? If you’ve set aside some savings, these expenses will be easy to pay for.
3. Future Purchases. Prepare today for future major expenses like buying a car and paying for college.
4. Investing. Before investing in share certificates or mutual funds, you need to make sure you have items 1-3 covered. Once you’ve taken care of the basics, you’ll be ready to really put your money to work for long term.
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I knew I made a great decision because the employees were the friendliest and most knowledgeable people I have met. I had nothing but a positive experience with them during my time in Wilmington.
Wonderful people, helpful and quick to respond. Great online services!