You’ve seen the 0% percent financing ads. How could you could wrong with no interest, right? When you read the fine print, though, it’s not always the great deal you were expecting.
Your best deal could come from skipping the 0%, taking the dealer rebate, and financing your vehicle through with Priority Plus FCU. Why?
Talk to us before you sign any financing agreement a dealership offers you.
So you’re ready to buy your first car! Here are a few tips to help you make an educated decision.
Do Your Homework
Getting the Best Price
Remember if you don’t get the best price for the car, be prepared to walk away—no matter how much you want that car!
According to professional auto journalist, Robert Hellman, there are afew steps to remember for taking a test drive.
Step #1: Do your homework BEFORE you drive. When you have balanced style against practicality then you can test drive the possibilities.
Step #2: Approach the test drive with a clear head, and “the attitude that this is just one of several I might like.” Settling on only one make or model in advance, is not only a poor way to negotiate the purchase, but a poor way to judge the vehicle.
Step #3: Does the car have what you need in these categories: power, room, safety features, ease of entry and exit, local parts and service, and a solid warranty.
Step #4: Look for excessive wind or engine noise, heavy or imprecise steering, poor gas mileage, sloppy fit (trim, molding, etc.), unreadable instruments and clumsy controls or levers.
Step #5: Does the car fit your lifestyle. Will your luggage fit in the trunk? Are there enough seats for those you will transport on a regular basis.
Finally, Hellman suggests asking the salesperson to be silent during much of the test drive so that you get the proper feedback from the vehicle. Then just sit in the car for a few minutes. Your body will tell you all you need to know.
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