Vehicle Loan Rates
Effective May 1, 2026 — We'll Match or Beat any Vehicle Loan Offer†| Loan | Max Amt | Max Term | Reduced APR* as low as** | APR* as low as |
|---|---|---|---|---|
| New Auto | Up to 100% MSRP†† | 84 mo | 5.49% | 5.99% |
| Used Auto | Up to 100% NADA Retail†† | 72 mo | 5.49% | 5.99% |
| Used Auto (Model years 5 to 6 years back) | Up to 100% NADA Retail†† | 60 mo 72 mo** | 6.49% | 6.99% |
| Motorcycles (New & Used) | Up to 100% Purchase Price†† | 72 mos. New 60 mos. Used | 5.49% | 5.99% |
| RVs (New & Used) | Up to 100% Purchase Price†† | 120mo | 5.49% | 5.99% |
| *APR=Annual Percentage Rate subject to creditworthiness. Approved vehicles by model year. **To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account. †Member must bring in documentation of offer from other lender. Terms and conditions apply. Not all offers will qualify. Floor rates for all credit levels set by Priority Plus FCU Board of Directors. ††100% financing available for qualified members only. **Extended term for qualified borrowers. | ||||
Visa Credit Card Rates
Effective October 1, 2024| Transaction Type | Fee | APR* as low as |
|---|---|---|
| Purchases | No Annual Fee | 8.99% |
| Balance Transfers | No Transfer Fee | 8.99% |
| Cash Advances | $5.00 | 8.99% |
| *APR = Annual Percentage Rate based on creditworthiness. Pay no interest within the 25-day grace period. See Full Visa Disclosure | ||
Home Equity Lending Rates
Effective June 1, 2024| Loan | Max Amt | Max LTV | Max Term | APR* as low as |
|---|---|---|---|---|
| Fixed-Rate Home Equity Loan | $150,000 | 80% | 15 yr | 6% 5 yr term |
| Variable-Rate Home Equity Line of Credit | $150,000 | 80% | 5 yr draw period | Prime Rate |
| *APR=Annual Percentage Rate. Property must be primary residence and must be located in Delaware, Florida, Maryland, New Jersey or Pennsylvania. All loan rates subject to change. |
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Personal Loan Rates
Effective September 19th, 2023| Loan | Max Amt | Max Term | Reduced APR** as low as | APR* as low as |
|---|---|---|---|---|
| Signature Loan | $20,000 | 60 mo | 7.50% | 8.00% |
| Vacation Loan | $2,000 | 12 mo | 7.50% | 8.0% |
| Holiday Loan† | $2,500 | 12 mo | — | 7.00% |
| *APR = Annual Percentage Rate based on creditworthiness. **To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.†Holiday Loans available October 23 through January 31 each year. | ||||
Secured Loan Rates
Effective March 1, 2017| Loan Type | Max Amt | Max Term | APR* as low as |
|---|---|---|---|
| Share Savings-Secured | 100% of Share Balance | 60 mo | Dividend + 2.00% |
| Certificate-Secured | 100% of Certificate Balance | Remaining Certificate Term | Dividend + 3.00% |
| *APR = Annual Percentage Rate. | |||
Savings Account Rates
Dividends declared as of dates listed.| Account | Min Bal to Earn Dividends | Dividend Rate | Declared† | APY* |
|---|---|---|---|---|
| Regular Share Savings | $5.00 | 0.25% | 09/30/2026 | 0.25% |
| Name Your Savings** | $5.00 | 0.25% | 09/30/2026 | 0.25% |
| Holiday Savings | $5.00 | 0.05% | 10/31/2025 | 0.05% |
| Vacation Savings | $5.00 | 0.01% | 04/30/2026 | 0.01% |
| *APY=Annual Percentage Yield. The dividend rate and the annual percentage yield may change after the account is open and each month thereafter. Dividends will be compounded every quarter for Saving (Share) Accounts and credited to your account every quarter. Federal regulations prohibit dividends in excess of available earnings. **Must have at least a $5.00 balance in your primary Share Savings Account to open a Name Your Savings Account. †Date dividend was last declared. | ||||
Certificate Rates
Effective October 15, 2025| Term | Min Balance | Dividend Rate | APY* |
|---|---|---|---|
| 6 mo | $1000 | .35% | .35% |
| 12 mo | $1000 | 4.00% | 4.06% |
| 18 mo | $1000 | 3.15% | 3.19% |
| 24 mo | $1000 | .55% | .55% |
| 36 mo | $1000 | .65% | .65% |
| 48 mo | $1000 | 4.25% | 4.32% |
| 60 mo | $1000 | 1.30% | 1.31% |
| *APY=Annual Percentage Yield. **New money |
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Money Market Account Rates
Dividend last declared 09/30/2023.| Min Bal to Earn Dividends | Dividend Rate | APY* |
|---|---|---|
| $2,000 | 0.30% | 0.30% |
| *APY=Annual Percentage Yield. | ||
All Rates Subject To Change
