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Vehicle Loan Rates

Effective November 20, 2023 — We'll Match or Beat any Vehicle Loan Offer
LoanMax AmtMax TermReduced APR*
as low as**
APR* as low as
New AutoUp to 100% MSRP††84 mo6.49% 6.99%
Used AutoUp to 100% NADA Retail††72 mo6.49% 6.99%
Used Auto (Model years 5 to 6 years back)Up to 100% NADA Retail††60 mo
72 mo**
7.49% 7.99%
Motorcycles (New & Used)Up to 100% Purchase Price††72 mos. New
60 mos. Used
RVs (New & Used)Up to 100% Purchase Price††120mo5.49%5.99%
*APR=Annual Percentage Rate subject to creditworthiness. **To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account. †Member must bring in documentation of offer from other lender. Terms and conditions apply. Not all offers will qualify. Floor rates for all credit levels set by Priority Plus FCU Board of Directors. ††100% financing available for qualified members only. **Extended term for qualified borrowers.

Visa Credit Card Rates

Effective March 1, 2017
Transaction TypeFeeAPR* as low as
PurchasesNo Annual Fee8.99%
Balance TransfersNo Transfer Fee8.99%
Cash Advances$5.008.99%
*APR = Annual Percentage Rate based on creditworthiness. Pay no interest within the 25-day grace period. See Full Visa Disclosure

Home Equity Lending Rates

Effective June 1, 2024
LoanMax AmtMax LTVMax TermAPR* as low as
Fixed-Rate Home Equity Loan$150,00080%15 yr6% 5 yr term
Variable-Rate Home Equity Line of Credit$150,00080%5 yr draw periodPrime Rate
*APR=Annual Percentage Rate.
Property must be primary residence and must be located in Delaware, Florida, Maryland, New Jersey or Pennsylvania. All loan rates subject to change.

Personal Loan Rates

Effective September 19th, 2023
LoanMax AmtMax TermReduced APR**
as low as
APR* as low as
Signature Loan$20,00060 mo7.50%8.00%
Vacation Loan$2,00012 mo7.50%8.0%
Holiday Loan†$2,50012 mo7.00%
*APR = Annual Percentage Rate based on creditworthiness. **To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.†Holiday Loans available October 23 through January 31 each year.

Secured Loan Rates

Effective March 1, 2017
Loan TypeMax AmtMax TermAPR* as low as
Share Savings-Secured100% of Share Balance60 moDividend + 2.00%
Certificate-Secured100% of Certificate BalanceRemaining Certificate TermDividend + 3.00%
*APR = Annual Percentage Rate.

Savings Account Rates

Dividends declared as of dates listed.
AccountMin Bal to Earn DividendsDividend RateDeclared†APY*
Regular Share Savings$5.000.25%03/31/240.25%
Name Your Savings**$5.000.25%03/31/240.25%
Holiday Savings$5.000.05%10/31/230.05%
Vacation Savings$5.000.01%04/30/240.01%
*APY=Annual Percentage Yield. The dividend rate and the annual percentage yield may change after the account is open and each month thereafter. Dividends will be compounded every quarter for Saving (Share) Accounts and credited to your account every quarter. Federal regulations prohibit dividends in excess of available earnings. **Must have at least a $50.00 balance in your primary Share Savings Account to open a Name Your Savings Account. †Date dividend was last declared.

Certificate Rates

Effective March 8, 2024
TermMin BalanceDividend RateAPY*
6 mo$10000.35%0.35%
12 mo$1000
18 mo$10003.15%3.19%
24 mo$1000.55%.55%
36 mo$1000.65%.65%
48 mo$10004.25%4.32%
60 mo$10001.30%1.31%
*APY=Annual Percentage Yield.
**New money

Money Market Account Rates

Dividend last declared 09/30/2023.
Min Bal to Earn DividendsDividend RateAPY*
*APY=Annual Percentage Yield.

All Rates Subject To Change

This is the best federal credit union that I know. I will tell anyone and everyone about Priority Plus. The service is excellent – please come check it out!

— Diana T. May 14, 2021

The service is great and the staff is very accommodating. Thank you [Priority Plus] for being here for me!

— Sakeenah S. February 25, 2022

The online banking and mobile app are great! Fast and simple fingerprint access. Highly recommend!

— Frederick C. June 10, 2022

Wonderful people, helpful and quick to respond. Great online services!

— Melanie Jianniney December 9, 2016

I knew I made a great decision because the employees were the friendliest and most knowledgeable people I have met. I had nothing but a positive experience with them during my time in Wilmington.

— Norwood August 29, 2013

I was impressed with the competitive interest rate they offered for my car loan. They beat out the big guys! ... They provide excellent customer service that's very well personalized and professional.

— Missy White July 7, 2013