Vehicle Loan Rates

Effective March 1, 2017 — We'll Match or Beat any Vehicle Loan Offer
LoanMax AmtMax TermReduced APR*
as low as**
APR* as low as
*APR=Annual Percentage Rate subject to creditworthiness. **To qualified for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account. †Member must bring in documentation of offer from other lender. Terms and conditions apply. Not all offers will qualify. Floor rates for all credit levels set by Priority Plus FCU Board of Directors. ††100% financing available for qualified members only.
New AutoUp to 100% MSRP††84 mo2.49%2.99%
Used AutoUp to 100% NADA Retail††60 mo2.49%2.99%
Used Auto (Model years 5 to 6 years back)Up to 100% NADA Retail††48 mo2.49%2.99%
Motorcycles (New & Used)Up to 100% Purchase Price††72 mo5.00%5.50%
RVs (New & Used)Up to 100% Purchase Price††72 mo5.00%5.50%

Visa Credit Card Rates

Effective March 1, 2017
Transaction TypeFeeAPR* as low as
*APR = Annual Percentage Rate based on creditworthiness. Pay no interest within the 25-day grace period. See Full Visa Disclosure
PurchasesNo Annual Fee8.99%
Balance TransfersNo Transfer Fee8.99%
Cash Advances$5.008.99%

Home Equity Lending Rates

Effective March 1, 2017
LoanMax AmtMax LTVTermAPR* as low as
*APR=Annual Percentage Rate.
Property must be primary residence and must be located in Delaware, Maryland, New Jersey or Pennsylvania. All loan rate subject to change.
Fixed-Rate Home Equity Loan$150,00080%15 yr4.50%
Variable-Rate Home Equity Line of Credit$150,00080%5 yr draw periodPrime Rate

Personal Loan Rates

Effective March 1, 2017
LoanMax AmtMax TermReduced APR**
as low as
APR* as low as
*APR = Annual Percentage Rate based on creditworthiness. **To qualified for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.†Holiday Loans available October 28 through January 31 each year.
Signature Loan$20,00060 mo7.50%8.00%
Signature Line of Credit$10,00060 mo6.00%6.50%
Vacation Loan$2,00012 mo8.50%9.0%
Holiday Loan†$2,50012 mo4.99%

Secured Loan Rates

Effective March 1, 2017
Loan TypeMax AmtMax TermAPR* as low as
*APR = Annual Percentage Rate.
Share Savings-Secured100% of Share Balance60 moDividend + 2.00%
Certificate-Secured100% of Certificate BalanceRemaining Certificate TermDividend + 3.00%

Savings Account Rates

Dividends declared as of dates listed.
AccountMin Bal to Earn DividendsDividend RateDeclared†APY*
*APY=Annual Percentage Yield. The dividend rate and the annual percentage yield may change after the account is open and each month thereafter. Dividends will be compounded every quarter for Saving (Share) Accounts and credited to your account every quarter. Federal regulations prohibit dividends in excess of available earnings. **Must have at least a $50.00 balance in your primary Share Savings Account to open a Name Your Savings Account. †Date dividend was last declared.
Regular Share Savings$5.000.25%12/31/170.25%
Name Your Savings**$5.000.25%12/31/170.20%
Holiday Savings$5.000.10%10/31/160.10%
Vacation Savings$5.000.15%4/30/170.15%

Certificate Rates

Effective May 09, 2018
TermMin BalanceDividend RateAPY*
*APY=Annual Percentage Yield.
Special One Term
15 Month Certificate
$5002.10%2.12%
6 mo$5000.60%0.60%
12 mo$5001.00%1.00%
18 mo$5001.25%1.26%
24 mo$5001.50%1.51%
36 mo$5001.75%1.76%
48 mo$5002.00%2.01%
60 mo$5002.25%2.27%

Money Market Account Rates

Dividend last declared 4/30/17.
Min Bal to Earn DividendsDividend RateAPY*
*APY=Annual Percentage Yield.
$2,0000.30%0.30%

All Rates Subject To Change

  • I was impressed with the competitive interest rate they offered for my car loan. They beat out the big guys! ... They provide excellent customer service that's very well personalized and professional.

    — Missy White July 7, 2013
  • I knew I made a great decision because the employees were the friendliest and most knowledgeable people I have met. I had nothing but a positive experience with them during my time in Wilmington.

    — Norwood August 29, 2013
  • Wonderful people, helpful and quick to respond. Great online services!

    — Melanie Jianniney December 9, 2016