Low, Competitive Rates & Flexible Terms

Member of Priority Plus Federal Credit Union have their choice of vehicle loans with low, competitive rates and flexible terms. We’ll even finance up to 100% for qualified borrowers.

  • New Vehicles choice of term up to 72 months. (84 months for approved Luxury/Classic brands)
  • Used Vehicles choice of term up to 60 months.
  • Recreational Vehicles choice of term up to 60 months.
  • Motorcycles choice of term up to 72 months.
  • Up to 100% financing for qualified members on up to the past seven model years.
  • Up to 80% financing of NADA value for qualified members on up to the past nine model years.

We will match or beat any verifiable auto, truck, motorcycle or recreational vehicle loan rate offer from another lender.

That’s right. Just show us the best rate and term you’ve been offered and we’ll match it or beat it. Already bought your vehicle? Bring your loan to us within 30 days and the match or beat offer still applies.

Member must bring in documentation of offer from other lender. Terms and conditions apply. Not all offers will qualify. Floor rates for all credit levels set by Priority Plus FCU Board of Directors.

Reduce Your Rate by 0.50% APR*

Sign up for Automatic Payments when you close your loan and save another 0.50% APR*!

Vehicle Loan Rates

Effective March 1, 2017 — We'll Match or Beat any Vehicle Loan Offer
LoanMax AmtMax TermReduced APR*
as low as**
APR* as low as
*APR=Annual Percentage Rate subject to creditworthiness. **To qualified for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account. †Member must bring in documentation of offer from other lender. Terms and conditions apply. Not all offers will qualify. Floor rates for all credit levels set by Priority Plus FCU Board of Directors. ††100% financing available for qualified members only.
New AutoUp to 100% MSRP††84 mo2.49%2.99%
Used AutoUp to 100% NADA Retail††60 mo2.49%2.99%
Used Auto (Model years 5 to 6 years back)Up to 100% NADA Retail††48 mo2.49%2.99%
Motorcycles (New & Used)Up to 100% Purchase Price††72 mo5.00%5.50%
RVs (New & Used)Up to 100% Purchase Price††72 mo5.00%5.50%

Guaranteed Asset Protection

Protect your new vehicle purchase with Guaranteed Asset Protection (GAP). Indicate that you’d like this when prompted online or when speaking to your Member Service Representative.

Extended Warranty

Member’s Choice® Mechanical Repair Coverage (MRC) helps cover unexpected repairs to your car and includes 24-hour roadside assistance, towing, emergency travel expenses and rental reimbursement. The coverage can be used in conjunction with your manufacturer’s warranty and can also be purchased after your warranty period expires.

Get PreApproved Today

Improve your negotiation power — apply for your vehicle loan before you shop!
Apply Now

  • I was impressed with the competitive interest rate they offered for my car loan. They beat out the big guys! ... They provide excellent customer service that's very well personalized and professional.

    — Missy White July 7, 2013
  • I knew I made a great decision because the employees were the friendliest and most knowledgeable people I have met. I had nothing but a positive experience with them during my time in Wilmington.

    — Norwood August 29, 2013
  • Wonderful people, helpful and quick to respond. Great online services!

    — Melanie Jianniney December 9, 2016