Use Savings as Collateral for Lower Rates

Using the money you have in your Priority Plus FCU savings or certificate accounts as collateral benefits you in two ways. First, your borrowing interest rate is much lower than a traditional personal loan; and secondly, your savings money continues to earn the higher and compounding dividends.

  • Share Savings-Secured
    • 2% APR above the current dividend rate
    • Use all or part of your savings as collateral making your loan options limitless
    • Terms up to 60 months
  • Share Certificate-Secured
    • 3% APR above the current dividend rate
    • Loan will match your certificate in amount and term

Reduce Your Rate by 0.50% APR*

Sign up for Automatic Payments when you close your loan and save another 0.50% APR*!

Secured Loan Rates

Effective March 1, 2017
Loan TypeMax AmtMax TermAPR* as low as
Share Savings-Secured100% of Share Balance60 moDividend + 2.00%
Certificate-Secured100% of Certificate BalanceRemaining Certificate TermDividend + 3.00%
*APR = Annual Percentage Rate.


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