Automatic Payment Discount

Sign up for Automatic Payments from your Priority Plus Checking Account when you close your loan and save another 0.50% APR*!

Signature Loans

Perfect just about any time you need some extra cash for unexpected expenses like car repairs, planned projects like new furniture, or things like a new wardrobe or an engagement ring.

  • Borrow up to $20,000
  • Terms to 60 months

Vacation Loans

The down payment for your tour of Europe is due and your budget is a little tight. A vacation loan gives you the flexibility to make your deadlines and your vacation dreams come true.

  • Borrow up to $2,000
  • 12 month term
  • Available anytime during the year

Holiday Loans

Visiting family, office parties, and a growing gift list are less stressful when you know you can borrow to cover those added expenses.

  • Borrow up to $2,500
  • Terms up to 12 months
  • Available 10/28 through 1/31

Reduce Your Rate by 0.50% APR*

Sign up for Automatic Payments and we’ll reduce your rate by 0.50% APR*!

Personal Loan Rates

Effective March 1, 2017
LoanMax AmtMax TermReduced APR**
as low as
APR* as low as
Signature Loan$20,00060 mo7.50%8.00%
Vacation Loan$2,00012 mo7.50%8.0%
Holiday Loan†$2,50012 mo6.00%
*APR = Annual Percentage Rate based on creditworthiness. **To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.†Holiday Loans available October 28 through January 31 each year.

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  • This is the best federal credit union that I know. I will tell anyone and everyone about Priority Plus. The service is excellent – please come check it out!

    — Diana T. May 14, 2021
  • The service is great and the staff is very accommodating. Thank you [Priority Plus] for being here for me!

    — Sakeenah S. February 25, 2022
  • The online banking and mobile app are great! Fast and simple fingerprint access. Highly recommend!

    — Frederick C. June 10, 2022
  • Wonderful people, helpful and quick to respond. Great online services!

    — Melanie Jianniney December 9, 2016
  • I knew I made a great decision because the employees were the friendliest and most knowledgeable people I have met. I had nothing but a positive experience with them during my time in Wilmington.

    — Norwood August 29, 2013
  • I was impressed with the competitive interest rate they offered for my car loan. They beat out the big guys! ... They provide excellent customer service that's very well personalized and professional.

    — Missy White July 7, 2013