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As a member of Priority Plus FCU, you have access to mortgage and home equity lending products from State Financial Network, a Credit Union Service Organization.

First Mortgages

Priority Plus FCU is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Contact State Financial Network today at 302-633-6480 to discuss your options for purchasing or refinancing a home.

Home Equity Lending

Responsibly borrowing the equity in your home has always been a convenient and advantageous way for homeowners to get the larger amounts of cash they need for home repairs or renovations, college tuition payments, and even expensive medical bills. Priority Plus FCU offers you the choice of a fixed rate Home Equity Loan or a variable rate Home Equity Line of Credit.

Home Equity Loan

  • Fixed rate
  • Terms to 180 months
  • LTV 80%

Home Equity Line of Credit

  • Replenishing principle
  • Draw period 5 years
  • Initial draw $10,000
  • Rate based on the Prime Rate as published in the Wall Street Journal

Home Equity Lending Rates

Effective June 1, 2024
LoanMax AmtMax LTVMax TermAPR* as low as
Fixed-Rate Home Equity Loan$150,00080%15 yr6% 5 yr term
Variable-Rate Home Equity Line of Credit$150,00080%5 yr draw periodPrime Rate
*APR=Annual Percentage Rate.
Property must be primary residence and must be located in Delaware, Florida, Maryland, New Jersey or Pennsylvania. All loan rates subject to change.

Contact us today at 302-633-6480

This is the best federal credit union that I know. I will tell anyone and everyone about Priority Plus. The service is excellent – please come check it out!

— Diana T. May 14, 2021

The service is great and the staff is very accommodating. Thank you [Priority Plus] for being here for me!

— Sakeenah S. February 25, 2022

The online banking and mobile app are great! Fast and simple fingerprint access. Highly recommend!

— Frederick C. June 10, 2022

Wonderful people, helpful and quick to respond. Great online services!

— Melanie Jianniney December 9, 2016

I knew I made a great decision because the employees were the friendliest and most knowledgeable people I have met. I had nothing but a positive experience with them during my time in Wilmington.

— Norwood August 29, 2013

I was impressed with the competitive interest rate they offered for my car loan. They beat out the big guys! ... They provide excellent customer service that's very well personalized and professional.

— Missy White July 7, 2013