Carry Your Credit Union Card

  • Rates as Low as 8.99% APR*
  • No Annual Fee
  • No Balance Transfer Fee
  • Balance Transfer and Cash Advance Rates same as Purchase Rate

Secure Online Account Management

Review transactions, download activity and pay your bill securely at www.ezcardinfo.com!

Quick Account Info

Outstanding Balance, available credit, Payment Info and More

1-800-322-8472

Traveling? We’ve got you covered!

  • No Cost travel accident insurance when you use your card to purchase travel tickets**
  • No Cost auto rental collision damage insurance when you use your card to purchase the auto rental**

Visa Interest Rates/Charges & Fees

Effective March 1, 2017
How We Will Calculate Your Balance. We use a method called "average daily balance (including new purchases)." Effective Date: The information about the costs of the card described in this application is accurate as of March 1, 2017. This information may have changed after that date. To find out what may have changed, contact the Credit Union.
Annual Percentage Rate (APR) for PurchasesVisa Platinum Preferred: 8.99%

Visa Classic: 12.99% to 14.99% when you open your account, based on your creditworthiness.
APR for Balance TransfersVisa Platinum Preferred: 8.99%

Visa Classic: 12.99% or 14.99% when you open your account, based on your creditworthiness.
APR for Cash AdvancesVisa Platinum Preferred: 8.99%

Visa Classic: 12.99% to 14.99% when you open your account, based on your creditworthiness.
How to Avoid Paying Interest on PurchasesYour due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection BureauTo learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://consumerfinance.gov/learnmore.
Balance Transfer FeeNone
Cash Advance Fee$5.00
Foreign Transaction Fee1.00% of each multiple currency transaction in U.S. dollars

0.80% of each single currency transaction in U.S. dollars
Late Payment FeeUp to $25.00
Return Payment FeeUp to $15.00

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*APR=Annual Percentage Rate. Rates may vary according to your credit profile and are subject to card approval. Rates and terms are subject to change.
**Contact the credit union for details and restrictions.
  • I was impressed with the competitive interest rate they offered for my car loan. They beat out the big guys! ... They provide excellent customer service that's very well personalized and professional.

    — Missy White July 7, 2013
  • I knew I made a great decision because the employees were the friendliest and most knowledgeable people I have met. I had nothing but a positive experience with them during my time in Wilmington.

    — Norwood August 29, 2013
  • Wonderful people, helpful and quick to respond. Great online services!

    — Melanie Jianniney December 9, 2016