From childhood to retirement, your share savings account will always be with you. Perfect for starting out, building your nest egg, or for emergencies, a basic share savings account is the foundation for your credit union membership and your financial life.
Special savings accounts are the perfect way to put aside money you know you will need during the year. Budgeting and saving this way is easy and ensures you won’t be caught short when the time comes to pay for those gifts or make that vacation deposit. You can put away as little or as much as you can. The most important step is to get it started.
Create as many special savings accounts as you need to categorize your savings! A $50.00 minimum balance in your primary Share Savings Account is required, with just $5.00 to a Name Your Savings Account.
Begin in November and close October 31 of the following year. Funds are automatically transferred to your Checking (or Savings) Account to be available for your holiday spending!
Begin in May and close April 30 of the following year.
|Account||Min Bal to Earn Dividends||Dividend Rate||Declared†||APY*|
|*APY=Annual Percentage Yield. The dividend rate and the annual percentage yield may change after the account is open and each month thereafter. Dividends will be compounded every quarter for Saving (Share) Accounts and credited to your account every quarter. Federal regulations prohibit dividends in excess of available earnings. **Must have at least a $50.00 balance in your primary Share Savings Account to open a Name Your Savings Account. †Date dividend was last declared.|
|Regular Share Savings||$5.00||0.25%||12/31/17||0.25%|
|Name Your Savings**||$5.00||0.25%||12/31/17||0.20%|
Accounts are federally insured by the National Credit Union Share Insurance Fund up to $250,000.00 per account.
Priority Plus Federal Credit Union
6 Lynam Street
Wilmington, DE 19804
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