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Earn More on Your Money

With our low minimum balance and a variety of terms, we have a certificate that will fit your financial plan and needs.

  • $1000 minimum balance
  • Terms from 6 to 60 months

Your certificate funds can also be used as collateral to secure a Priority Plus FCU Personal Loan at a discounted rate!

Certificate Rates

Effective March 8, 2024
TermMin BalanceDividend RateAPY*
6 mo$10000.35%0.35%
12 mo$1000
18 mo$10003.15%3.19%
24 mo$1000.55%.55%
36 mo$1000.65%.65%
48 mo$10004.25%4.32%
60 mo$10001.30%1.31%
*APY=Annual Percentage Yield.
**New money

Early withdrawals are subject to fees. Contact us for details.

Accounts are federally insured by the National Credit Union Share Insurance Fund up to $250,000.00 per account.

Apply by Mail, Fax or In Person:

  1. Print an Account Change Form
  2. Complete and Sign
  3. Mail, Fax or Visit:

Priority Plus Federal Credit Union
6 Lynam Street
Wilmington, DE 19804
302-633-6481 (fax)

  • This is the best federal credit union that I know. I will tell anyone and everyone about Priority Plus. The service is excellent – please come check it out!

    — Diana T. May 14, 2021
  • The service is great and the staff is very accommodating. Thank you [Priority Plus] for being here for me!

    — Sakeenah S. February 25, 2022
  • The online banking and mobile app are great! Fast and simple fingerprint access. Highly recommend!

    — Frederick C. June 10, 2022
  • Wonderful people, helpful and quick to respond. Great online services!

    — Melanie Jianniney December 9, 2016
  • I knew I made a great decision because the employees were the friendliest and most knowledgeable people I have met. I had nothing but a positive experience with them during my time in Wilmington.

    — Norwood August 29, 2013
  • I was impressed with the competitive interest rate they offered for my car loan. They beat out the big guys! ... They provide excellent customer service that's very well personalized and professional.

    — Missy White July 7, 2013